Navigate Medicare and your healthcare options.
At InnQuote, we understand that choosing the right Medicare plan is one of the most important decisions you'll make for your health and financial well-being. Our comprehensive Senior Health Plan services are designed to simplify this process and ensure you get the coverage you need at the best possible value.
Understanding Medicare Parts
Medicare Part A
Medicare Part A hospital insurance covers inpatient hospital care, skilled nursing facility, hospice, lab tests, surgery, home health care.
What's Covered:
- Inpatient hospital stays
- Skilled nursing facility care
- Hospice care
- Home health care
- Lab tests and surgery
Medicare Part B
Medicare Part B (Medical Insurance) covers doctor and other health care providers' services and outpatient care.
What's Covered:
- Doctor visits
- Outpatient care
- Medical supplies
- Preventive services
- Some medical equipment
Medicare Part C
Part C is also known as the Medicare Advantage plan, and it works as a substitute for Original Medicare.
What's Covered:
- All Part A and Part B benefits
- Additional benefits like dental, vision, hearing
- Prescription drug coverage
- Fitness programs
- Transportation to medical appointments
Medicare Part D
Part D (Medicare drug coverage) helps cover cost of prescription drugs, may lower your costs and protect against higher costs.
What's Covered:
- Prescription drugs
- Some vaccines
- Cost-sharing assistance
- Catastrophic coverage
- Formulary management
Our Comprehensive Services
Medicare Plan Selection
We'll help you compare Original Medicare vs. Medicare Advantage plans, considering your specific healthcare needs, budget, and preferences.
Prescription Drug Coverage
Find the right Part D plan that covers your medications at the lowest possible cost, including assistance with the coverage gap.
Medicare Supplement (Medigap)
Learn about Medigap policies that can help cover out-of-pocket costs like deductibles, copayments, and coinsurance.
Special Needs Plans
Explore specialized Medicare Advantage plans designed for people with specific health conditions or circumstances.
Why Choose InnQuote for Your Medicare Plan?
- Expert Guidance: Our licensed agents specialize in Medicare and stay current with all changes and updates
- Plan Comparison: We'll compare all available plans in your area to find the best fit
- Ongoing Support: We're here to help you throughout the year, not just during enrollment
- Cost Analysis: We'll analyze your current healthcare costs and show you potential savings
- Claims Assistance: We help resolve billing issues and claims problems
Enrollment Periods
Understanding Medicare enrollment periods is crucial for avoiding penalties and ensuring continuous coverage:
Initial Enrollment Period (IEP)
7-month period around your 65th birthday when you can first enroll in Medicare.
Annual Enrollment Period (AEP)
October 15 - December 7 each year when you can change your Medicare Advantage or Part D plan.
Special Enrollment Periods (SEP)
Special circumstances that allow you to enroll outside of regular periods.
Get Started Today
Don't navigate Medicare alone. Our team at InnQuote is ready to help you find the perfect plan that meets your healthcare needs and budget. Contact us today for a free consultation and quote.
